Have you ever spilt red wine on the carpet, knocked over a vase or
watched in amazement as a toddler decides to draw on your sofa with a
biro? With Britons spending an average of £3,299 on decorating and home
improvements in the last three years,* the value of our home contents
is a significant investment.
Research conducted on behalf of Direct Line has found that 30 per cent of Britons have spilt red wine on the carpet,** while more than a third have damaged ornaments such as vases and photo-frames. Home handymen have also caused their share of damage with more than a quarter of people having spilt paint on the carpet, while 40 per cent of respondents said they had damaged furniture as the result of an accident.**
With more than a quarter of Britons spending over £200 to repair or replace their most recently damaged item,** accidental damage cover on your contents gives you valuable peace of mind.
Andrew Lowe, Head of Home Insurance at Direct Line, says, "We all accidentally damage contents in our homes at some point. While these items are often small objects such as crockery or ornaments, the cost and inconvenience of damaging something with sentimental and material value is extremely frustrating.
"Direct Line home insurance is now offering all new customers free accidental damage cover on their contents insurance. Importantly, as this offer applies to contents insurance, it is available to both home-owners and tenants. When it comes time to renew your policy in 12 months time, customers can also benefit from a 10 per cent discount if they are claim free."
Accidental Damage covers you for things such as broken ornaments, spilt wine or paint on the carpet and damaged furniture.
*Research conducted on behalf of Direct Line by Opinium Research in a survey of 2,135 British adults between 18 and 25 March, 2008.** Research conducted on behalf of Direct Line by Opinium Research in a survey of 2,092 British adults between 17 and 20 May, 2008.